The Hidden Cost of “Just This Once”

The Hidden Cost of “Just This Once”

We have all said it before.
“I’ll grab takeout tonight…just this once.”
“I’ll skip saving this paycheck…just this once.”
“I’ll put it on the card…just this once.”

The problem?
“Just this once” rarely happens just once.

Over time, these small exceptions turn into quiet habits that eat away at our goals.
The $15 takeout order doesn’t seem like much, until it turns into $60 a week.
Skipping a savings transfer feels harmless, until months pass and the account is empty.

This is not about guilt. It is about awareness.
Once you see the pattern, you can start to change it.

God calls us to steward what we have with both wisdom and grace…not perfection, but intentionality.

Today’s Practical Step:

If you catch yourself saying “just this once,” use this 3-part reset to get back on track:

1. Pause and check your pattern.
   Ask yourself if this decision has been happening more often than you realize. Awareness is the first step.

2. Reframe the choice.
   Instead of “I can skip saving today,” try, “I choose to save so my future is stronger.”

3. Plan for small indulgences.
   Set aside a small amount each week for fun or flexibility. This keeps you from feeling deprived while protecting your progress.

This approach turns random exceptions into intentional choices…and it allows you to enjoy today without sacrificing tomorrow.

A Simple Prayer for Today:

God, thank You for the resources You have placed in my hands. Help me see where small habits are steering me off course. Give me the wisdom to make choices that protect my future while enjoying the present.

Amen.

The Latest on Instagram!